Tuesday, October 9, 2012

Car Insurance

          My car insurance was on the rise with just about everything else. As gas goes up so does the cost of living and now my insurance to. I was doing research and found what most of us already know the cost of car insurance varies a lot from one insurance company to another, but in general car insurance is expensive. It is better to shoot down unrealistic expectations about the cost of car insurance because you are only going to end up disappointed and frustrated if you keep on thinking you will be able to find an inexpensive car insurance. On a lighter note, even if the cost of car insurance is no joke, you can still find relatively affordable car insurance for your car on the terms you want and a payment scheme suited to you. Car insurance will cost approximately around $800 per year, but that is that is just the median range, it can go higher or lower depending on certain factors like the value of your car, the state you are in, your insurance company and the kind of insurance you chose to get. Usually, car insurance for new car owners and young drivers costs more because of they are generally the one’s at risk of encountering accidents and such, due to inexperience or recklessness. Experienced drivers with no previous record of vehicular mishaps can get a lower cost car insurance. Well people let me tell you im one of the unlucky few because im young only 19 years of age soon to be 20. My driving record isnt that good so as you guys know they charge me more aint that funny!

          There are many factors that contribute to the total cost but that depends on the coverage you're getting, also the type of car is factor, like i said age is a very big factor, gender, credit score, martial status and of course your driving record. So these are some of the main factors that influence the costs of car insurance in the United States. As mentioned earlier, the average driver in this country can expect to pay somewhere around $880 per year for auto insurance coverage. But remember, this is only the premium cost — it doesn’t include the deductibles drivers pay in the event of an accident. Everything I just told you is somewhat theoretical. These are the average costs of a car insurance policy, and the various factors that influence them. But there’s only one way to find out how much your policy is going to cost you — and that’s to get quotes from car insurance companies. So what are you waiting for start calling now.

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